Maryam Nawaz Loan Scheme 2025 Online Apply
Maryam Nawaz Loan Scheme 2025 Online Apply The Punjab government, led by Chief Minister Maryam Nawaz Sharif, is providing interest-free loans to poor and deserving families who are suffering from poverty and want to earn a living. This loan is being provided so that people can earn a living by getting this money. This is a great step. In this, people from poor and deserving families are being provided interest-free loans of up to 1 million and it is called Asan Business Scheme.
In addition, people who belong to better families but want to start their own business are being provided with an amount of 1 million to 30 million, which is called Asan Finance. Both these programs are proving to be a great initiative for the people of Punjab and people are getting loans by registering themselves so that they can escape from poverty and improve their quality of life. If you are interested in this article and want to know all the information about it, what is the procedure for registration and what documents are required for it, besides who can apply for these programs, all the details will be given on this page.
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Eligibility Criteria For Asan Karobar Card Loan Scheme
The Punjab government has launched the Asan Karobar Card Loan Scheme under Maryam Nawaz Loan Scheme 2025 to empower deserving individuals to start their own businesses. Only applicants who meet specific criteria will be eligible for the interest-free loan of 1 million PKR.
- Must be a resident of Punjab and hold a Punjab domicile.
- Should not own more than two acres of land.
- Household poverty score must be below 40 percent.
- Must not have previously taken a loan from any bank.
- Should not have any registered business in their name.
Meeting all these requirements ensures eligibility for the 1 million PKR interest-free loan, helping deserving individuals establish or grow their own business. Applicants who do not fulfill these criteria will not be eligible for this program, as it is exclusively designed for poor and deserving families.
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How To Online Apply For Asan Karobar Card Loan Scheme?
MIf you want to apply for the Asan Karobar Card (AKC) and get a business loan from the Punjab Government, you need to complete your registration carefully. Follow this step-by-step guide to ensure your application is submitted correctly and your eligibility is confirmed.
Step 1: Visit the Official Portal
- Open your browser and go to akc.punjab.gov.pk.
- Click on the “Apply Now” button to open the registration form.
Step 2: Personal Information
- Full Name: Enter your complete name as per your CNIC.
- Father’s Name: Enter your father’s full name exactly as on your CNIC.
- CNIC Number: Enter your 13-digit CNIC number without dashes.
- Date of Birth: Enter your birth date as per your CNIC.
- CNIC Issue Date: Enter the issuance date of your CNIC.
- CNIC Expiry Date: Enter the expiry date mentioned on your CNIC.
Step 3: Mobile Number & SIM Details
- Select SIM Network: Choose the mobile network provider you are registered with.
- Enter Registered Mobile Number: Enter the mobile number registered under your name.
Step 4: Set Account Password
- Create Strong Password: Make a secure password for your portal account.
- Confirm Password: Re-enter the same password to confirm.
Step 5: Submit Registration
- Review all entered information carefully to ensure it matches your CNIC.
- Click “Register” to submit your application.
Step 6: Confirmation & Follow-up
- After successful registration, you will receive a confirmation message on your registered mobile number.
Once your registration is complete, keep your CNIC and mobile number handy for future updates. Following this process accurately ensures your application will be accepted without errors, and you can receive timely updates about your loan.
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Loan Receiving And Repayment Details
After successfully registering for the Asan Karobar Card, it is important to understand how the loan will be disbursed and the repayment process. The Punjab Government has set clear rules to ensure proper use of funds and timely repayment.
Loan Receiving and Repayment Details:
- First 50% of the loan limit is available for use within the first six months after the card is issued.
- There is a grace period of three months during which no repayment is required.
- Monthly installments must begin after the grace period, with a minimum payment of 5% of the outstanding loan balance.
- The second 50% of the loan will be released only after satisfactory usage and regular repayments, along with registration with PRA/FBR.
- Loan funds are strictly for business purposes; personal or non-essential expenses are blocked.
- The remaining balance after the first year must be repaid over the next two years in equal monthly installments.
Following these rules ensures smooth loan utilization and avoids any delays or penalties. Beneficiaries are advised to plan their business expenses carefully and make timely repayments to maintain eligibility for future government schemes.
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Documents For Registration In Asan Finance Scheme
Before starting the application for the Asan Karobar Loan Scheme, it is essential to gather all necessary documents to avoid delays or rejection. Proper preparation ensures a smooth registration process and faster approval.
Required Documents for Registration:
- Passport-sized photo or selfie of the applicant.
- CNIC (both front and back) scanned or clear pictures.
- Mobile number registered with CNIC.
- Names, CNIC copies, and mobile numbers of two references (not blood relatives).
- Proof of being an active tax filer, including business income, expenses, and financial records.
- Copies of residential and business addresses, such as rent agreement, transfer letter, or registry.
- For Tier 2 loans, provide security details like property transfer letter, registry, or government securities.
- Application fee: PKR 5,000 for Tier 1 and PKR 10,000 for Tier 2 (non-refundable).
- Additional financial documents: business feasibility plan, bank statements, and other relevant financial statements.
Having these documents ready ensures that your application is complete and avoids unnecessary delays. Once submitted with the required fee, you will start receiving SMS updates about the status of your application and further instructions.
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Complete Details Of Registration For Asan Finance Scheme
Before applying for the Maryam Nawaz Asan Finance Scheme 2025, applicants must carefully complete their registration on the official portal akf.punjab.gov.pk. The process requires accurate entry of personal, contact, and financial details. Having all necessary documents ready will help you avoid mistakes or delays.
- Visit the official portal: akf.punjab.gov.pk
- Enter your name as per CNIC and your father’s or husband’s name.
- Provide your CNIC number and email address.
- Fill in your date of birth according to CNIC records.
- Enter CNIC issuance date and expiry date.
- Provide your mother’s maiden name.
- Confirm if you have any disability verified by CNIC and specify the type (if applicable).
- Select your gender.
- Choose your mobile network and enter your registered mobile number.
- Confirm if the SIM is registered in your own name.
- Enter your current residential address, including province, division, district, tehsil, and city.
- If different, provide your permanent address as well.
- Add your NTN number
- Specify your residence ownership status (owned/rented).
- Confirm whether you are a politically exposed person.
- Create a strong password and confirm it for account security.
- Finally, click on the Register button and wait for confirmation.
Completing the registration at akf.punjab.gov.pk ensures your application is officially received. Always double-check your details before submitting to avoid rejection. Once submitted, you will receive an SMS confirmation and later updates about your eligibility and loan status.
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Final Words
Maryam Nawaz Loan Scheme 2025 Online Apply The Asan Business and Asan Finance Schemes are excellent initiatives by the Punjab government to help individuals from low-income families start their own businesses and improve their lives. By offering interest-free loans and flexible repayment terms, these programs are aimed at alleviating poverty and creating opportunities for economic growth. The online application process is simple, ensuring easy access for eligible candidates. However, applicants must meet specific criteria, including poverty scores, land ownership, and tax status, to qualify for the loan.
Before applying, ensure all required documents, including CNIC, photos, and business-related information, are ready. Both schemes offer significant support to those who need it most, and with the right guidance and preparation, anyone meeting the eligibility requirements can take advantage of this opportunity. Make sure to follow the registration process carefully, as submitting accurate details is crucial for successful application and loan approval.
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FAQS Of Maryam Nawaz Loan Scheme 2025 Online Apply
What is the Asan Business Scheme and who can apply for it?
The Asan Business Scheme provides interest-free loans of up to 1 million to poor families in Punjab to help them start a business. Eligible applicants must have a poverty score below 40% and meet other criteria.
What is the eligibility criteria for the Asan Karobar Card Loan Scheme?
Applicants must be residents of Punjab with a poverty score below 40%, not own more than two acres of land, and should not have taken loans from other banks or have a registered business.
How We Can Maryam Nawaz Loan Scheme 2025 Online Apply
To apply, visit the official portal, provide your personal details, mobile number, and CNIC information, and pay the non-refundable application fee of 500.
What documents are required for the Asan Finance Scheme registration?
Required documents include a passport-sized photo, CNIC copies, proof of tax filing, business income and expense details, and property documents like a rent agreement or transfer letter.
What is the repayment structure for the Asan Karobar Loan?
50% is available within six months with a grace period of three months, and the remaining balance is paid in Equal Monthly Installments over the next two years.